The Pet Insurance Guide

Overall Personalized Rating: 4.7/5 (Excellent)

Overall Personalized Rating: 4.7/5 (Excellent)


With over 80 years in the insurance business, Progressive is one of the largest insurance companies in the United States. Highly recognizable through their Flo advertisement campaign, the company strives to keep innovation within the insurance industry as their focus.

Key Benefits

  • Low prices
  • Flexible reimbursement and deductible options
  • Easy online experience that makes claims simple

Ratings Summary

Ratings Highlights

Overall Rating
When it comes to overall quality, Progressive's pet insurance is one of the best options on the market. Prices are low, they have a variety of deductible and reimbursement options, and coverage is fairly extensive. Coupled with their convenient online platform, Progressive is a good option for any pet owner.
While more expensive plans are an option with Progressive, they have some of the lowest cost plans on the market. This is a good choice for anyone on a budget.
Coverage Offered
Progressive includes coverage for a variety of treatments, though some are only covered with a plan upgrade. Unlike most providers, they have an Accident Only plan for those mostly concerned about their pet getting injured.
Pets Covered
Progressive currently covers dogs and cats.
Reimbursement Percent and Deductibles
Progressive offers reimbursements from 70, 80, and 90%, and allows deductibles ranging from $50 to $1000.
Online Experience
Progressive's pet insurance website is easy to navigate and makes both selecting a policy and making claims convenient. They also have an app.
Other Services
Progressive has a 5% multiple pet discount when you add more than one pet to your policy. They also have a 24/7 pet advice phoneline available for any questions customers might have regarding their pet's health.

Company Background

Founded in 1937, Progressive is an insurance company that strives to live up to its name by constantly bringing new and innovative business models to the insurance industry. They offer insurance in all 50 states and Australia, and began offering pet insurance in 2007. Progressive partners with Pets Best to provide customers with high-quality pet insurance.

The Pet Insurance Guide's Reviews Methodology

The Pet Insurance Guide uses a proprietary algorithm to evaluate the pet insurance options presented. The factors we review and rate include pricing, deductible and reimbursement options, breadth of coverage, user experience, discounts, and additional services offered. These factors are evaluated and scored to provide an accurate overall rating for the carrier. We also provide comprehensive reviews of each carrier so our users can find the perfect match for their individual needs. Through hours of research, our team has gathered this invaluable data and perspective to ensure that our ratings and reviews are in-depth, honest, and most of all, helpful to pet owners. Use of The Pet Insurance Guide’s 2022 reviews by third parties without the express written consent of The Pet Insurance Guide is strictly prohibited.